DSCR - Jody Canfield

Financing Built for Real Estate Investors

With Jody Canfield, DSCR Loans are designed specifically for investors who want to qualify based on property cash flow instead of traditional income verification. By focusing on the rental income a property generates, DSCR Loans make it easier for real estate investors to expand their portfolio without the limitations of standard lending requirements.

Simplified Qualification Through Cash Flow

Unlike traditional mortgages that rely heavily on personal income and employment documents, DSCR Loans evaluate the property’s ability to cover debt obligations through its rental income. This approach provides a more straightforward qualification process for investors who may not fit traditional lending profiles, such as self-employed individuals or those with multiple investment properties.

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Flexible Financing for Expanding Portfolios

With our DSCR programs, investors can access financing for single-family homes, multi-family units, and even short-term rental properties. These loans are built to provide flexibility, allowing you to scale your investments faster while keeping your financial structure manageable. Whether you’re a seasoned investor or just getting started, DSCR Loans offer a reliable path to portfolio growth.

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Benefits of DSCR Loans

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Cash Flow-Based Approval: Qualify using rental income instead of personal income.

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Flexible Property Types: Financing for single-family, multi-units, and short-term rentals.

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Investor-Friendly: Perfect for self-employed and non-traditional borrowers.

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Scalable Financing: Grow your real estate portfolio with fewer restrictions.

Expert Support for Investment Success

With Jody Canfield, you gain a partner who understands the investor mindset. We guide you through the DSCR loan process, ensuring that you understand the calculations, requirements, and benefits. From application to closing, our team delivers clear communication and expert support, making your investment journey more efficient and profitable.

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Why Choose Us

With Jody Canfield, you gain more than just access to mortgage programs—you gain a dedicated partner who puts your goals first. We combine industry expertise, local market knowledge, and personalized guidance to deliver financing solutions that fit your life, not just the paperwork. From self-employed borrowers to first-time buyers and seasoned investors, our focus is on creating a seamless, transparent, and empowering lending experience.

We are known for

Personalized mortgage solutions crafted to fit every borrower’s needs.

Specialized programs designed for self-employed

Transparent guidance that keeps the lending process stress-free.

Local expertise with deep knowledge of CA, OR, WA, and TX.

"FAQs"

Your Trusted Mortgage Partner in CA, OR, WA, and TX

With Jody Canfield, finding the right loan program becomes a simple, stress-free experience. We specialize in providing a wide range of financing options — from Conventional, FHA, and VA loans to investment-focused programs like DSCR, Fix and Flip, and Hard Money Loans. Our mission is to match every client with a loan that fits their unique goals, whether it’s purchasing a first home, refinancing for savings, or growing a real estate portfolio. With licenses across California, Oregon, Washington, and Texas, we bring local expertise combined with nationwide resources to deliver the most competitive solutions available. Every client receives personalized guidance, clear communication, and expert support, ensuring confidence at every step of the process.