First Time Homebuyer - Jody Canfield

Making Your First Home a Reality

With Jody Canfield, First-Time Homebuyer Loans are designed to simplify the process of purchasing your very first home. We know that buying a home can feel overwhelming, especially when it’s your first experience with mortgages and financing. That’s why our programs are built to make homeownership accessible, affordable, and stress-free for new buyers.

Programs Designed for Beginners

We specialize in loan solutions tailored to the unique challenges first-time buyers face. From low down payment options and flexible credit requirements to government-backed programs like FHA, VA, and USDA loans, our goal is to provide financing that helps you get into your first home sooner rather than later. Each program is explained clearly so you can choose with confidence.

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Guidance Every Step of the Way

With us, you’re never left guessing. Our team provides personalized guidance through every stage — from pre-approval to closing. We walk you through terms, rates, and costs in simple language, ensuring you fully understand your loan and feel empowered in your decisions. Our mission is to turn a complex process into an enjoyable, life-changing milestone.

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Benefits of First-Time Homebuyer Loans

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Low Down Payments: Options as low as 3% down to make buying more accessible.

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Flexible Credit Requirements: Programs that work even if your credit history isn’t perfect.

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Government-Backed Support: Access to FHA, VA, and USDA loans for extra flexibility.

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Future Security: A smart start toward long-term financial stability and wealth building.

Building a Strong Financial Foundation

Purchasing your first home is more than just an investment in real estate; it’s an investment in your future. We help you secure a loan that aligns with your long-term financial goals, creating a foundation for stability and growth. With competitive rates and affordable terms, you can step into homeownership with confidence and peace of mind.

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Why Choose Us

With Jody Canfield, you gain more than just access to mortgage programs—you gain a dedicated partner who puts your goals first. We combine industry expertise, local market knowledge, and personalized guidance to deliver financing solutions that fit your life, not just the paperwork. From self-employed borrowers to first-time buyers and seasoned investors, our focus is on creating a seamless, transparent, and empowering lending experience.

We are known for

Personalized mortgage solutions crafted to fit every borrower’s needs.

Specialized programs designed for self-employed

Transparent guidance that keeps the lending process stress-free.

Local expertise with deep knowledge of CA, OR, WA, and TX.

"FAQs"

Your Trusted Mortgage Partner in CA, OR, WA, and TX

With Jody Canfield, finding the right loan program becomes a simple, stress-free experience. We specialize in providing a wide range of financing options — from Conventional, FHA, and VA loans to investment-focused programs like DSCR, Fix and Flip, and Hard Money Loans. Our mission is to match every client with a loan that fits their unique goals, whether it’s purchasing a first home, refinancing for savings, or growing a real estate portfolio. With licenses across California, Oregon, Washington, and Texas, we bring local expertise combined with nationwide resources to deliver the most competitive solutions available. Every client receives personalized guidance, clear communication, and expert support, ensuring confidence at every step of the process.