Hard Money - Jody Canfield

Fast Financing When You Need It Most

With Jody Canfield, Hard Money Loans are the solution for borrowers who need quick access to funding without the delays of traditional mortgage processes. These loans are based on the value of the property itself rather than extensive credit checks or income verification, making them ideal for situations where time is critical. Whether you’re closing on an investment property, seizing a competitive market opportunity, or managing a short-term financial gap, Hard Money Loans ensure you have the capital when you need it.

Flexible Solutions for Unique Situations

Traditional lenders often apply strict qualification requirements that leave many borrowers without options. Hard Money Loans break through those barriers by focusing on the property’s equity and potential instead of rigid credit or employment standards. This flexibility makes them especially valuable for self-employed individuals, investors, or those who may not have perfect credit. With structures tailored to your project or transaction, we help you access financing that aligns with your goals, even in unconventional circumstances.

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Ideal for Investors and Property Projects

Hard Money Loans are a preferred tool for real estate investors because they enable quick purchases, renovations, and resales. They are commonly used for fix-and-flip projects, auction purchases, bridge loans, or situations where traditional financing cannot move fast enough. With shorter repayment terms, investors can leverage these loans to complete projects quickly and move on to the next opportunity. This type of financing allows you to act decisively, giving you a competitive edge in fast-paced real estate markets.

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Benefits of Hard Money Loans

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Rapid Funding: Get access to capital in days instead of weeks or months.

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Investor Advantage: Ideal for fix-and-flip, bridge financing, or urgent deals.

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Flexible Use: Suitable for non-traditional borrowers and unique projects.

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Expert Guidance: Transparent support from application through closing.

Guidance for a Smooth Transaction

With Jody Canfield, Hard Money Loans don’t have to feel intimidating or complex. Our team provides step-by-step guidance, explaining interest rates, repayment terms, and exit strategies so you are fully prepared before signing. We work with trusted private lenders to secure terms that make sense for your project and provide the transparency you deserve. From application to funding, we ensure the process is efficient, clear, and tailored to your investment needs.

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Why Choose Us

With Jody Canfield, you gain more than just access to mortgage programs—you gain a dedicated partner who puts your goals first. We combine industry expertise, local market knowledge, and personalized guidance to deliver financing solutions that fit your life, not just the paperwork. From self-employed borrowers to first-time buyers and seasoned investors, our focus is on creating a seamless, transparent, and empowering lending experience.

We are known for

Personalized mortgage solutions crafted to fit every borrower’s needs.

Specialized programs designed for self-employed

Transparent guidance that keeps the lending process stress-free.

Local expertise with deep knowledge of CA, OR, WA, and TX.

"FAQs"

Your Trusted Mortgage Partner in CA, OR, WA, and TX

With Jody Canfield, finding the right loan program becomes a simple, stress-free experience. We specialize in providing a wide range of financing options — from Conventional, FHA, and VA loans to investment-focused programs like DSCR, Fix and Flip, and Hard Money Loans. Our mission is to match every client with a loan that fits their unique goals, whether it’s purchasing a first home, refinancing for savings, or growing a real estate portfolio. With licenses across California, Oregon, Washington, and Texas, we bring local expertise combined with nationwide resources to deliver the most competitive solutions available. Every client receives personalized guidance, clear communication, and expert support, ensuring confidence at every step of the process.