Unlock the Potential of Your Mortgage

With Jody Canfield, Refinance Loans give you the opportunity to take control of your mortgage and reshape it to better fit your current financial goals. Whether you want to lower your monthly payments, reduce your interest rate, or adjust your loan terms, refinancing provides flexibility and long-term savings. It’s about making your mortgage work smarter for your lifestyle.

Options to Match Your Goals

Refinancing isn’t just one path—it comes with multiple options designed to meet different needs. You can choose a rate-and-term refinance to reduce your interest rate or shorten your loan duration, or a cash-out refinance to access your home’s equity for renovations, investments, or major expenses. With our guidance, you’ll be able to select the option that matches your unique financial strategy.

Maximizing Savings with Competitive Rates

With access to our wide network of lenders, we help you secure the most competitive refinancing rates available. Refinancing can significantly lower the total cost of your loan, reduce the burden of interest, and create greater long-term financial stability. We focus on ensuring that your refinance not only saves you money today but also keeps your future finances secure.

Benefits of Refinance Loans

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Lower Monthly Payments: Reduce financial stress with more affordable payments.

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Access Home Equity: Turn your equity into cash for renovations or expenses.

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Flexible Options: Choose between rate-and-term or cash-out refinancing.

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Guided Process: Expert support to simplify refinancing from start to finish.

A Simplified and Transparent Process

With Jody Canfield, refinancing your mortgage doesn’t have to be complicated. Our team is here to walk you through every step of the process, from reviewing your current loan to finding the best new terms. We provide clear explanations, transparent options, and ongoing support so that your refinancing journey is smooth, efficient, and stress-free.

Why Choose Us

With Jody Canfield, you gain more than just access to mortgage programs—you gain a dedicated partner who puts your goals first. We combine industry expertise, local market knowledge, and personalized guidance to deliver financing solutions that fit your life, not just the paperwork. From self-employed borrowers to first-time buyers and seasoned investors, our focus is on creating a seamless, transparent, and empowering lending experience.

We are known for

Personalized mortgage solutions crafted to fit every borrower’s needs.

Specialized programs designed for self-employed

Transparent guidance that keeps the lending process stress-free.

Local expertise with deep knowledge of CA, OR, WA, and TX.

"FAQs"

Your Trusted Mortgage Partner in CA, OR, WA, and TX

With Jody Canfield, finding the right loan program becomes a simple, stress-free experience. We specialize in providing a wide range of financing options — from Conventional, FHA, and VA loans to investment-focused programs like DSCR, Fix and Flip, and Hard Money Loans. Our mission is to match every client with a loan that fits their unique goals, whether it’s purchasing a first home, refinancing for savings, or growing a real estate portfolio. With licenses across California, Oregon, Washington, and Texas, we bring local expertise combined with nationwide resources to deliver the most competitive solutions available. Every client receives personalized guidance, clear communication, and expert support, ensuring confidence at every step of the process.